I bet you can guess who this is after you read it, haha - But I pose a few questions...1.) What's going to happen to this global pool of money? It took how many years for the world to reach $36 trillion and in about 6 years we doubled that to $70 trillion in 2008 - which is more than what the entire world spends/invests on things - so we're essentially saving too much. Will the pool start 'disappearing' and return to levels where we can make reasonable investments or what? We can't keep putting money out there to invest because that'll just cause inflation and we'll be even more screwed than we are.2.) What do you say to these CEOs at banks and investment firms and whatnot - like Wochovia - who can sit before the entire American population and the US government and say they have $50 billion in good assets and $5 of bad, but two weeks later go belly up? Are they bluntly lying to everybody and committing fraud or are they really THAT clueless about their compnay's financial standings? (I think they should be put in jail - if you're going to be a CEO, you need to know your facts and figures - even if you have accountants crunch the numbers for you.)I think everybody is to blame for this. From the irresponsible home-buyers who went after NINA and no/low-doc mortgage loans to the brokers who allowed them to, the accountants that said "it's possible" that such people could make that much money, the firms who bundled up these bad and good mortgages, the investors who baught these bundles, the government for not having a little more regulation on this at the time, and the banks who allowed for this to happen. Our nation, and our world, are quite greedy.